Top 10 Sarkari Yojana Benefits You Should Know

The Indian government launches various “Sarkari Yojana” (government schemes) to uplift different sections of society. Here are 10 notable schemes and their benefits:

1. Pradhan Mantri Jan Dhan Yojana (PMJDY): Financial inclusion, basic savings accounts, RuPay debit cards, and overdraft facilities.

2. Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY): Health insurance coverage up to ₹5 lakh per family for secondary and tertiary care hospitalization.

3. Pradhan Mantri Awas Yojana (PMAY): Affordable housing for urban and rural poor, offering interest subsidies on home loans.

4. Pradhan Mantri Ujjwala Yojana (PMUY): Provides LPG connections to women from BPL households, promoting cleaner cooking fuel.

5. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN): Income support of ₹6,000 per year to eligible farmer families.

6. Atal Pension Yojana (APY): Pension scheme for workers in the unorganized sector, offering guaranteed pension after 60.

7. Mudra Yojana: Loans up to ₹10 lakh to non-corporate, non-farm small/micro-enterprises.

8. Stand-Up India Scheme: Facilitates bank loans between ₹10 lakh and ₹1 crore to SC/ST borrowers and women entrepreneurs for setting up enterprises.

9. Jal Jeevan Mission: Aims to provide safe and adequate drinking water through individual household tap connections by 2024 to all households in rural India.

10. MGNREGA (Mahatma Gandhi National Rural Employment Guarantee Act): Guarantees 100 days of wage employment in a financial year to rural households.